Homeowners Insurance

Your home is your biggest investment whether it is your first or your forever home. A good coverage plan and reliable insurance company is needed to protect it and what's inside. Whether it is in a neighborhood on a cul-de-sac in town or on a several acre farm in rural Oklahoma, you carefully chose your house for a reason and turned it into a home. Choosing the right homeowners insurance should be no different. The place you call home isn't just a house and at AFR Insurance we understand it's much more than that. Just like your insurance policy isn't just a piece of paper, it's our promise to you.

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Dwelling Coverage

Covers your home and connected structures in case of fire, windstorm/hail damage, theft, vandalism, and more.

Related private structures

Covers structures separated from the home, such as garage or shed and residential fences.

Additional Living Expenses

Covers living expenses if your home becomes uninhabitable due to covered cause of loss/peril.

Personal Property

Protects the possessions inside your home, including furniture and electronics.

Water Backup

Covers damages caused by drain or sewer backup or drains, or a broken sump pump.

Liability & Medical

Covers you if someone is injured on your property.